Pick your payment method before you pick your bookmaker. That sounds backwards, but the fee gap between 1Win and bet365 is wide enough to change which site is actually cheaper for you. This is a straight comparison of where each operator charges, where it does not, and which currencies survive the trip in and out.
1Win payment fees: free crypto, 2.5% on e-wallets
1Win is licensed by Curaçao and runs a lean deposit structure. Card and bank transfers generally land without a visible fee, crypto deposits and withdrawals are free, and the minimum deposit sits at just 0.5 $. The catch is e-wallets. Skrill, Neteller, and similar processors carry a 2.5% fee on 1Win, which is the single biggest cost line in this comparison.
Run the math on a 500 $ Skrill deposit. You lose 12.50 $ to the fee before you place a single bet. Do that weekly for a year and you have handed over roughly 650 $ in friction. A crypto user on the same site pays nothing, which is why the 1Win review conversation keeps circling back to USDT, BTC, and ETH as the default rails.
Withdrawals mirror deposits. Crypto payouts are free, e-wallet payouts eat the 2.5%, and the minimum withdrawal is 10 $. Cashback up to 30% on qualifying activity softens the edge for high-volume players, but it does not reimburse processor fees. If you are a Skrill loyalist, 1Win is the more expensive house.
Currency options and what actually clears
1Win supports cryptocurrency payments across a wide list of coins, plus fiat through cards, e-wallets, and regional bank transfers. Currency coverage is broad, but the practical question is settlement speed. Crypto clears in minutes with no fee. E-wallets clear fast but cost 2.5%. Bank transfers clear slowest and vary by jurisdiction.
If your bank account is in a currency 1Win does not hold natively, expect a conversion spread on top of any processor fee. That spread is rarely disclosed upfront and rarely shows up in a bookmaker review. Check the deposit screen before you commit, because the number you see there is the number you pay.
bet365 payment fees: free e-wallets, 1% on crypto
bet365 inverts the model. E-wallets like Skrill, Neteller, and PayPal deposit and withdraw with no fee from the operator. Crypto is where bet365 charges, typically around 1% depending on the coin and the processing route. If you live in an e-wallet, bet365 is cheaper than 1Win by a clear margin.
Flip that for crypto users. A 1% crypto fee on a 500 $ deposit costs 5 $. On 1Win, the same deposit costs nothing. Over a year of weekly crypto deposits, the gap runs into the hundreds. The 1Win betting crowd skews crypto-heavy for exactly this reason, and the fee structure is why.
bet365 also runs tighter currency controls in some regions. You may be forced into a local currency with a conversion cost baked into the rate rather than shown as a line item. Free e-wallets are only free if your currency is supported natively. Otherwise you pay in the spread.
Which site is cheaper depends on one decision
Make the call on a single question: what is your primary rail? If crypto, 1Win wins on cost. If e-wallet, bet365 wins on cost. There is no universal answer, and anyone who tells you one site is cheaper across the board is selling something.
Factor in the rest of the stack too. 1Win offers a welcome bonus of +500% on deposit, which is aggressive and partly offsets the e-wallet fee for new users. It features crash games like Lucky Jet and Rocket X, plus Mines, which draw a different player than the bet365 sportsbook crowd. 1Win competes with bet365, Pinnacle, and 1xBet on odds and markets, but the fee structure is the sharpest differentiator.
Payment method also shapes your registration process. Crypto deposits on 1Win typically require less verification friction than card or e-wallet routes, and the same is true on bet365. Verification is not optional on either site, but the trigger point differs. Crypto users often clear it later and with fewer documents.
Consider the practical trade-offs. 1Win has mobile apps for Android and iOS, offers live chat and phone support, and runs provably fair games alongside its sportsbook. bet365 counters with deeper live streaming, tighter margins on major markets, and a longer track record. Neither is a bad site. They are just priced differently depending on how you move money.
High volatility games and online casino slots behave the same on both platforms. The fee is the variable, not the game. If you play Lucky Jet or Rocket X on 1Win with crypto, your effective cost per session is lower than the same session on bet365 with crypto. Reverse it for Skrill, and bet365 is cheaper. MelBet and BetWinner sit in the same bracket as 1Win on crypto fees, so the comparison is not unique to these two operators, but the 1Win vs bet365 split is the cleanest illustration of the trade-off.
Currency choice compounds the fee decision. Holding your balance in USD or EUR avoids conversion on both sites. Holding in a coin or fiat that neither supports natively means you pay twice: once on deposit, once on withdrawal. Check supported currencies on both platforms before you fund, because that list is shorter than the marketing suggests.
E-wallet payments on 1Win are the one place the site is genuinely expensive. If you cannot or will not use crypto, the 2.5% is a real drag. Skrill and Neteller users should look hard at bet365 first, where the same rails are free. There is no loyalty bonus that makes 2.5% disappear.
For 1Win 2026 planning, the fee structure is unlikely to flip. Crypto rails are cheap to run, e-wallets are not, and the pricing reflects that reality on both sides of the comparison. Build your strategy around the rail you actually use, not the one that looks best on a landing page.
Final checklist before you deposit. Confirm your rail: crypto means 1Win, e-wallet means bet365. Confirm your currency is supported natively to avoid conversion spreads. Confirm the minimum deposit (0.5 $ on 1Win) and minimum withdrawal (10 $ on 1Win) fit your bankroll. Confirm the 2.5% e-wallet fee or the 1% crypto fee against your expected volume. Then pick the site that matches, and stop paying fees you did not need to pay.
